Blue Nile Credit Card Payment – Login – Address – Customer Service
Blue Nile Credit Card Payment and Login
Making your Blue Nile credit card payment? Are you thinking about a new line of credit with a retailer? If you want to get rewarded and gain financing to help you with your jewelry purchases, then the Blue Nile Credit Card might just be the card you are looking for. This guide will help you understand what rewards this card has to offer, what interest rates you need to pay, and how to get the most out of this card. There is also a section dedicated to making credit card payments for existing cardholders.
Blue Nile Credit Card Payment
The Blue Nile Credit Card is issued by Comenity Bank. Comenity is a popular retail credit card issuer and they provide the Online Account Center service which you can use to manage your details, see your statements and make bill payments. To make your Blue Nile credit card payment online click the “Pay Online” button below to login or register.
Blue Nile is an online jewelry and diamond retailer and so there are no options for paying in store. The Blue Nile Credit Card payment address can be found by logging into the online service or by checking your paper statement. Further help and phone payment information is available by calling 877-258-6953. A full customer service and contact information page can be found here, which also includes useful help questions and answers.
Blue Nile Credit Card
The main benefit to owning a Blue Nile Credit Card are the flexible financing options available. These financing options can be used to spread out a large purchase, and depending on the size of the purchase you can either secure 0% APR or a low APR. There are other cardholder incentives such as payment convenience and special cardholder promotions, offers and other savings opportunities.
For purchases between $500 and $1,499.99, there is 0% APR for 6 months, and for purchases over $1,500 there is 0% APR over 12 months. The total balance must be paid in full by the end of the allotted period otherwise interest will be charged to the entire balance from the purchase date.
There are also 24 month, 36 month and 48 month ‘equal payment’ options (each monthly payment will be the same for the purchase) at a rate of 9.99% APR. This financing generally comes with cheaper monthly payments than the 0% financing option.
Blue Nile Credit Card Interest and Terms
The standard rate of interest is 26.99%, and this rate applies if you do not pay your financed purchase off in full by the given date or do not keep in good standing with your repayments. This could mean hundreds of extra dollars to pay, so make sure you keep on top of this credit card’s financing offers. There is no annual fee, and late payment and returned payment charges are a maximum of $35. For financing the minimum monthly payment will be $25. For non-promotional purchases, you can avoid paying interest by paying your balance off in full during the 25 day grace period.