CB&T Credit Card Payment – Login – Address – Customer Service
CB&T Credit Card Payment and Login
Need to make your CB&T credit card payment or looking to login to view your statement or manage your account online? If you want to understand the benefits on offer with their credit card solutions, this guide has you covered. A payment guide is provided first to help you understand your payment options, followed by an overview of the Purchase Perks Visa Platinum Card. To make a payment online or manage your account, follow the link provided below on this page to the CB&T credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.
CB&T Credit Card Payment
You can pay for your credit card bills in lots of different ways with CB&T, including traditional payment options such as by-phone and by-mail, as well as convenient online management options.
Pay Online: Cardview is an online service which you can use to make payments. You can choose to stop receiving paper statements and instead receive e-statements only with this service. Further help and information can be found via the bank’s website. To make your Columbus Bank and Trust credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.
Pay by Phone: The CB&T credit card payment phone number is 706-649-4900.
Pay by Mail: The CB&T credit card payment mailing address is: Card Services, P.O. Box 2181, Columbus, GA 31902-2181. Please include your CB&T account number on your check. Your account number is located on your statement. To ensure your CB&T payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Pay in Store: Yes. you can pay your CB&T credit card in a local branch.
CB&T Credit Card Customer Service: The CB&T credit card customer service number is 706-649-4900.
Columbus Bank and Trust Visa Platinum Credit Card
The Purchase Perks Visa Platinum offers two account levels – Basic and Premier. Both types of account offer 1 point for every purchase and a bonus 2X points on all purchases made within the first 90 days of account opening.
The real difference between the two accounts lies in the annual point cap, which is either 200,000 for the Premier account and 120,000 for the Basic account, and the Premier ‘no itinerary restrictions’ perk. Points can be managed and redeemed at mypurchaseperks.com for a variety of rewards including merchandise, airline discounts and gift certificates. The Premier account is certainly a better choice for the bigger spenders.
Visa Platinum provides many rewarding features which help you while you spend and when you travel. You get Travel Accident Insurance, with is worth up to $500,000 with Platinum Visa, as well as Lost Luggage Reimbursement, Identity Theft Protection, Auto Rental Collision Damage Waiver and Cash Replacement. All Visa cards protect you with Visa’s Zero Liability policy for non-ATM transactions (be careful with your PIN!).
Interest Rates and Fees
This credit card comes with 5 possible APRs for purchases, balance transfers and overdraft protection advances – 7.24%, 9.24%, 12.24%, 15.24% or 18.24%. These rates are in general very low and applicants are expected to have an excellent credit rating for a successful application. There is a single APR for cash advances – 20.24%. These rates will vary according to the Prime Rate.
This card comes with a $0 annual fee for the first year, and then an annual fee of either $50 for the premier Purchase Perks account or $12 for the basic account. Cash advance fees are the greater of 4% or $10 and foreign transaction fees are 3%. Late payment and returned payment fees are up to $35 and $25 respectively.