Central Pacific Bank Credit Card Payment

Central Pacific Bank Credit Card Payment and Login

Central Pacific Bank

Central Pacific Bank

Need to make your Central Pacific Bank credit card payment or login to view your statement or mange your account online? Check your payment options and get your bill paid on time with our credit card payment guide. If you want to pay your bill online, follow the link provided to the Central Pacific Bank Credit Card login. To make a payment online or manage your account, follow the link provided below on this page to the Central Pacific Bank credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.

Central Pacific Bank Credit Card Payment

Central Pacific Bank credit cards are issued by Elan Financial Services, and unit of U.S. Bankcorp. Payments can be made online and by mail.

Pay Your Bill Online: Once your account is activated, you can register for Elan’s online management service – My Account Access. This service offers the same tools and features as any good online banking service. You get online statements and account information so you can monitor your spending, account balance and available credit, and you can pay your bills quickly and conveniently. To make your Central Pacific Bank credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.

Pay Your Bill by Phone: The Central Pacific Bank credit card payment phone number is 800-558-3424.

Pay Your Bill By Mail: The Central Pacific Bank Credit Card payment address is: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408. Urgent overnight payments can be sent to: Cardmember Service, 824 N 11th Street, St. Louis, MO 63101-1016. To ensure your Central Pacific Bank payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.

Central Pacific Bank Credit Card Customer Service: The Central Pacific Bank credit card customer service number is 800-558-3424.

Central Pacific Bank Credit Card

Smaller banks such as Central Pacific Bank commonly partner with third-party issuers to offer credit cards to their customers. Elan Financial Services currently issues CPB-branded credit cards, and there are plenty of choices available to suit people with different needs and credit profiles. There are even secured cards available for people who are looking to rebuild their credit profile.

The Benefits

Choice is definitely a benefit with this program. If you want a simple card with low rates, there is the Visa Platinum Card, or if you want a card that rewards you for your purchases, there is the Visa Signature Bonus Rewards Plus Card. Although you don’t get a return higher than 1 point per dollar with the rewards credit cards, you do get a healthy monthly bonus on all points you accrue in that month and there are no limits to the amount of points you can earn.

The College Rewards Visa Card offers a surprising amount of benefits, considering it is designed for students. It comes with a rewards program, 1,000 bonus points with your first purchase, and interest rates between 11.99% and 20.99%.

Interest Rates

You can generally expect interest rates between 9.99% and 20.99% with Elan cards, depending on your creditworthiness. Cash advance rates are 23.99%. A number of cards offer 0% on balance transfers and purchases – the standard Platinum Visa offers the longest introductory terms.

There terms and conditions with Central Pacific Bank credit cards are pretty reasonable. There is no over-limit fee, no penalty APR and a grace period that is longer than many other credit cards out there on the market. But this does not mean you shouldn’t be careful with how you spend and how you manage your account! Late payment fees and returned payment fees are a maximum of $35.

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